Behind a seemingly tempting offer from a business or merchant, a fraudster may be hiding. The Association of Banks raises concern about the growing number of online frauds involving the use of personal and banking data to perform online transactions.
"If you follow the suggested links, they ask for personal data and security details, such as codes, PINs, etc., as in a real case, but the money goes to their accounts because the link is to a fake page. The transaction occurs in a fraud scheme by sending the funds to accounts controlled by the fraudster," said Spiro Brumbulli, Secretary General of the Association of Banks.
In other cases, citizens are also deceived by messages indicating that there is a package for them, but they must provide accurate information to receive it.
"These scams come via text message to the phone and can also happen via email to the personal address. They are scam schemes and due to curiosity, individuals open them and unfortunately, there have also been individuals who have fallen prey to the scam."
Banks are urging citizens to be careful and not give their bank account details to anyone.
“Delete any message or email from an unknown source that asks you to click on a link or call a number provided in the text. Do not be curious to see what these tempting notifications might be or that ask you to take an urgent action. Do not respond to texts that appear to be from a financial institution or vendor asking you to update your account information or provide personal information. Under no circumstances will the bank ask you for your personal banking information, such as your card number, PIN, secret codes or passwords.”
Three main typologies of "online" fraud identified relate to tempting offers using well-known merchant names and brands, there are false offers supposedly from a store, as well as fraud through messages that a package has arrived but payment must be made online by card. (A2 Televizion)
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